Welcome
Plan your financial future
Plan, Build, Manage
Let’s build a plan that works for YOU
We understand that your financial journey is one-of-a-kind. Our passionate team is dedicated to listening to your needs and crafting a customized strategy that aligns perfectly with your dreams and objectives. Whether you’re embarking on your financial adventure or seeking to enhance your current plans, we are here to provide expert guidance at every turn. Experience the confidence that comes from knowing your financial future is managed by skilled professionals. Let us empower you to navigate the complexities of wealth management with assurance and insight.
Our Approach
Our proven workflow
We understand that every financial choice is a vital step toward realizing your dreams. Our mission transcends mere numbers; we are dedicated to fostering enduring relationships with our clients. Our expert team is here to enlighten and empower you, ensuring that you not only grasp your financial landscape but also feel assured in navigating it. We take pride in our commitment to transparent communication and tailored service, which form the foundation of our approach. Embark on this journey with us and uncover how we can help you attain financial success and freedom.
Plan
Your Financial Roadmap
We believe that a solid financial plan is the foundation for achieving your dreams. Our financial coaches work closely with you to understand your unique financial goals and concerns, crafting a personalized plan that aligns with your lifestyle. Whether you’re saving for a child’s education, planning for retirement, or building a legacy, we take a holistic approach to ensure every aspect of your financial life is considered. With a clear and customized roadmap, you’ll have the confidence to pursue your aspirations and navigate life’s uncertainties.
Build
Growing Your Wealth
Once your plan is in place, the next step is to build your wealth. Our experienced financial coaches leverage their expertise to help you make informed financial decisions. We continuously monitor your financial goals, adjusting strategies as needed to capitalize on opportunities and mitigate risks. Whether you’re looking to grow your assets, eliminate your debts, or diversify your investments, our goal is to help you achieve sustainable growth. With Armstrong Wealth Solutions, you can trust that your financial future is in capable hands.
Manage
Ongoing Support and Adaptation
Managing your finances is an ongoing process, and we’re here to support you every step of the way. Our team provides continuous monitoring and regular reviews to ensure your financial plan stays aligned with your evolving goals. As life changes, so too should your financial strategies. Whether you’re facing unexpected expenses, life events, or market fluctuations, we adapt your plan to keep you on track. With Armstrong Wealth Solutions, you’ll have a trusted partner committed to helping you navigate the complexities of financial management, so you can focus on what matters most to you.
Services
Creating plans that fit the budget you have and the lifestyle you want.
Creating plans that fit the budget you have and the lifestyle you want requires an understanding of your unique financial needs and aspirations. At Armstrong Financial Services, we tailor comprehensive strategies that align with your current financial situation while paving the way for your future goals. Whether it’s managing debt, building savings, or planning for retirement, we offer personalized solutions that empower you to achieve financial stability and peace of mind. Our commitment is to provide expert guidance, ensuring that every dollar you invest works towards creating the lifestyle you envision, without compromising your present-day comfort. With us, your financial dreams are within reach.
Ervin Armstrong
FAQ
Frequently Asked Questions
What specific strategies can you use to help me stick to a budget?
We employ several effective strategies to help clients stick to a budget:
- Create a personalized budget plan: We will work with you to develop a realistic budget tailored to your specific financial situation, goals, and lifestyle.
- We Implement the envelope budgeting method: This strategy involves assigning cash to different expense categories, helping you control spending by limiting funds for each category.
- We Utilize the zero-based budgeting approach: This method ensures every dollar of income has a specific purpose, accounting for all spending and saving.
- We Provide accountability and regular check-ins: Coaches hold clients accountable through regular meetings to evaluate progress and make necessary adjustments to stay on track.
- We help you track income and expenses with a monthly spending plan.
- We have a computer program that does most of the work for you in developing your budget and tracking your spending.
How do I get out of debt?
We provide several effective strategies to help you get out of debt:
Create a comprehensive budget: Start by listing all your income sources and expenses. This will give you a clear picture of your financial situation and help identify areas where you can cut back.
Implement the debt snowball or avalanche method:
Debt snowball: List your debts from smallest to largest balance. Focus on paying off the smallest debt first while maintaining minimum payments on others. This method provides quick wins and motivation57.
Debt avalanche: List debts from highest to lowest interest rate. Focus on paying off the highest-interest debt first. This method saves more money on interest in the long run.
Use the debt snowflake method: Apply small, unexpected amounts of money (like cashback rewards or refunds) immediately towards debt repayment before you have a chance to spend it elsewhere3.
Consider debt consolidation: Combine multiple high-interest debts into a single, lower-interest loan or credit account. This can simplify repayment and potentially lower your overall interest costs.
Negotiate with creditors: Contact your creditors to discuss potential interest rate reductions or payment plans that could make your debt more manageable.
Increase your income: Look for ways to boost your earnings, such as taking on a side hustle or asking for a raise at work. Dedicate this extra income specifically to debt repayment.
Utilize balance transfers: If you have credit card debt, consider transferring balances to a card with a lower interest rate or a 0% introductory APR offer. Be sure to read the terms carefully and have a plan to pay off the balance before the promotional period ends.
Seek professional help: If you’re feeling overwhelmed, consider working with a credit counseling service or a financial coach who can provide personalized advice and support.
Stay motivated: Track your progress regularly and celebrate small victories along the way. This will help you maintain momentum and stick to your debt reduction plan.
Develop good financial habits: As you work on paying off debt, focus on building positive money management skills to prevent future debt accumulation. This includes living within your means, saving for emergencies, and avoiding unnecessary credit use.
How can a person improve their credit score?
We help you improve your credit score, using several effective strategies.
- Pay bills on time: Consistently making on-time payments is crucial for improving your credit score. Set up automatic payments or reminders to ensure you never miss a due date.
- Lower your credit utilization: Keep your credit card balances low, aiming for a utilization rate under 10%. Pay off high balances and consider asking for credit limit increases to improve this ratio.
- Review your credit reports: Regularly check your credit reports from all three major bureaus for errors or signs of fraud. Dispute any inaccuracies you find.
- Limit new credit applications: Each application can result in a hard inquiry, which may temporarily lower your score. Only apply for new credit when necessary.
- Keep old accounts open: Maintaining a long credit history can positively impact your score. Avoid closing old credit card accounts, even if you’re not using them frequently.
- Use a secured credit card: If you’re building or rebuilding credit, a secured credit card can help establish a positive payment history.
- Become an authorized user: Ask a trusted family member or friend with good credit to add you as an authorized user on their credit card.
- We offer a complimentary book on “Repairing Your Credit” to all of our clients
Remember, improving your credit score takes time and consistent effort. Be patient and maintain good financial habits to see long-term improvements in your creditworthiness.
Get in touch
Contact Us Today
2693718007